Business must be coupled with sustainability so we all benefit from growth.
Tag Archives: banking
It is no longer sufficient to have a public discussion about the banking system that neglects the economy as a whole, writes Jack Copley.
What’s wrong with simply putting people’s money to work, in a safe place, to mobilise the investment for the long-term?
Carl Packman examines Respublica’s new report on civic finance and the commercial potential of Community Development Finance Institutions.
Mainstream banking facilities have all but disappeared from low income areas. The Bank of Salford offers an alternative model.
Ed Miliband’s speech shows that politicians of all stripes have had damascene conversions on their attitudes to the banking sector.
To turn RBS into a network of community banks, looking at German Sparkassen for inspiration, would be a step closer to the kind of relational finance our communities desperately need.
Money laundering, forgery, fraud, corruption – if you do the crime, you do the time. It seems that’s the case everywhere but banking.
This is one conclusion arrived at after a year on the Parliamentary Banking Standards Commission (PBSC) examining the standards and culture of the industry. Why is it an off-shore island seemingly not subject to the normal rules of society?
In the wake of changes announced by chancellor George Osborne last week on the amount at which a credit union can charge in interest for one of its loan products, Joseph Wright of Civitas has written a paper entitled Credit Unions: A Solution to Poor Bank Lending? exploring the industry and its rates.
Is there no alternative for the members of the Co-operative other than a demutualisation? Must they stand back and let the stock market decide whether basic bank accounts, prisoner bank accounts, and the back office for credit unions, be assessed on the basis of return on capital rather than return to community?